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Fire and Perils Insurance
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This insurance policy covers loss or damage to property caused by fire, lightning, explosion, earthquake, bush fire, riot and strike, floods, and related perils. The risk may involve commercial buildings, private dwelling premises, goods in trade, domestic or business property.
Click on the links below to view and download General Insurance Forms.
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Burglary
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This covers loss or damage to items/ goods in premises following forceful entry or exit into pemises.
Click on the links below to view and download General Insurance Forms.
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Businessman Combined
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This cover is ideal for small and medium enterprises. It has several sections namely: Fire & Perils, Burglary, All risks, Fidelity Guarantee, Cash (money), Goods in Transit.
Click on the links below to view and download General Insurance Forms.
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Schools Insurance
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This cover is ideal for schools. It has several sections namely: Fire & Perils, Burglary, All risks, Fidelity Guarantee, Cash (money), Goods in Transit.
Click on the links below to view and download General Insurance Forms.
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Office compact
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This cover is ideal for offices. It has several sections namely: Fire & Perils, Burglary, All risks, Fidelity Guarantee, Cash (money).
Click on the links below to view and download General Insurance Forms.
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Group personal accident
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This insurance is normally taken by employers for own employees against death, permanent disability, temporary disability and medical expenses following an accident usually on 24 hour basis. The benefit is usually 36 months to 60 months salary for death/ permanent disability.
Click on the links below to view and download General Insurance Forms.
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Work injury benefits act (WIBA)
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Covers employees against death, injury or sickness sustained directly as a result of their work with maximum benefit set at 96 months salary.
Click on the links below to view and download General Insurance Forms.
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Political violence cover
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Terrorism and sabotage (Polisure) - this is Kenya's first insurance cover that offers protection against loss of personal and business property due to acts of political violence and terrorism. Such acts were in the past given as standard exclusions in most policies. This insurance covers riots, strikes and civil commotion for political reasons, sabotage, malicious damage for political reasons, insurrection, revolution, mutiny, coup de' etat.
Click on the links below to view and download General Insurance Forms.
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Cash in transit
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This covers money while in premises in a locked safe, in hands of authorized employees and while in transit to and from the bank.
Click on the links below to view and download General Insurance Forms.
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All risks
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This policy covers accidental loss or damage or destruction to the specified property as a result of any cause that is not specifically excluded under the policy.
Click on the links below to view and download General Insurance Forms.
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Marine Insurance
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Under marine insurance there are two distinct covers namely Marine Hull and marine cargo.
Marine Hull
This policy provides cover that is limited to pleasure crafts operating within Kenya's territorial waters. Cover is against loss or damage to the hull, engines and accessories caused by perils of the sea, rivers, lakes or other navigable waters. It also covers loss by fire, theft, jettison, piracy, explosion, malicious acts. Latent defects in hull or machinery and third party liabilities on injuries and property damage
Marine Cargo
This policy covers in respect of goods and or/ merchandise in transit from one place to another by sea, air, rail, road or registered post. The cover provided is in respect of marine perils, war and strike, riot and civil commotion perils. Scope of cover follows the institute of London clauses so far as applicable.
Click on the links below to view and download General Insurance Forms.
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Engineering
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UAP also offers covers on various classes of engineering insurances as follow
Contractor's all risks (CAR) Insurance
This insurance provides comprehensive and adequate protection against loss or damage in respect to the contract works, construction plant and equipment and or construction machinery as well as against third party claims in respect to property damage or bodily injury arising in connection with the execution of the contract
Erection all risks
This insurance offers comprehensive and adequate protection against all the risks involved in the erection of machinery, plant and steel structures of any kind as well third party claims arising from execution of the project
Machinery Breakdown
The was developed to grant industry effective insurance cover for plant, machinery and mechanical equipment at work, at rest or during maintenance operations
Electronic Equipment insurance (EEI)
Electronic equipment insurance is "accident" on an all risk basis, covering sudden and unforeseen losses which physically affect the equipment insured.
Click on the links below to view and download General Insurance Forms.
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Public liability
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This cover protects an insured in respect of his legal liability to third parties for both bodily injury and any loss of or damage to property which happens in connection with the business insured under the policy.
Click on the links below to view and download General Insurance Forms.
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Professional Indemnity
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This is cover provided to professionals such as lawyers, valuers, engineers, auditors against their professional negligence.
Click on the links below to view and download General Insurance Forms.
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Goods in transit
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Provides cover against named perils for goods in transits whilst loading, actual transit, temporary storage and offloading on arrival at final destination.
Click on the links below to view and download General Insurance Forms.
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Money Insurance policy
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The term money is commonly expressed to include cash, bank and currency notes, cheques, postal and money orders, NHIF stamps etc belonging to the insured. Cover is against all risks and includes money in transit, on the insured premises, in safes, on the hands of directors, in custody of collectors and damage to safes.
Click on the links below to view and download General Insurance Forms.
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Fidelity guarantee
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This is an insurance against the results of dishonesty or disloyalty of employees. The cover therefore is issued to cover the employer against direct financial loss of money and loss of stock which might result from acts of dishonesty by an employee in the course of employment.
Click on the links below to view and download General Insurance Forms.
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Agriculture Insurance
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This insurance offers cover to all commercial field crops including wheat, maize, tea, coffee, sugar cane, rice, tobacco, vegetable crops, fruits, flowers and tree crop. It also covers all farm assets and equipment including harvested crop while still on farm, greenhouse and irrigation facilities.
Click on the links below to view and download General Insurance Forms.
